Sunday, January 31, 2010

NEW FHA GUIDELINES:

FHA condo loans that required an FHA spot approval are no longer available after 1/31/2010.

All FHA case numbers issued AFTER April 5th, 2010 will require the up-front PMI of 2.25% (this is increased from 1.75% today)

Early summer - Seller contributions on ALL FHA loans will be reduced to 3% (this is reduced from an allowed 6% today)

BUY NOW!

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Friday, January 22, 2010

Awesome! -- Floating hospital USNS Comfort starts its healing mission in Haiti. http://usat.me?37318002

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

From USA TODAY for iPhone (via dana): Supreme Court rolls back campaign spending limits http://usat.me?37327418

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Thursday, January 21, 2010

Thanks to our generous donors to our Relay for Life team so far! CLICK Below to have a luminary lit in honor of or in memory of a loved one at our local Relay on April 23rd. It's such a beautiful tribute! Your loved one can be honored for as little as $5. Join the fight!! http://ping.fm/oHznE

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Tuesday, January 19, 2010

Remember & Honor your loved ones who've Battled Cancer by purchasing a luminary in their honor to shine through the night at the Glynn County Relay for Life on April 23rd. CLICK HERE! Hope to see you there.... http://ping.fm/6BPdL

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

PGA Tour event to be held at Sea Island
http://ping.fm/Adct4

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Monday, January 18, 2010

Wednesday, January 13, 2010

Lovely Waterfront Condo ~ St. Simons Island - Tastefully furnished, stunning views, solid rental history for '09, 3 bedrooms/3baths with quality finishes throughout. http://ping.fm/yy19u

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Tuesday, January 12, 2010

New RESPA requirements: Lenders MUST disclose all costs involved in closing a mortgage within 3 days of application. Read more: http://ping.fm/slQTg

http://ping.fm/v6wmz

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!

Monday, January 11, 2010

Why Are St. Simons Island Waterfront Homes So Popular?

Tastes in homes vary greatly just as tastes in food, clothing, and even music do. Aside from necessities, many would be home buyers look for things in homes that are pleasing to them. For some folks a desirable neighborhood is valued above all else even if the interior or even exterior color of the home as well as the design matter very little. For other people however location and neighborhood are just not enough. These sorts of people might look at a home and find that the color suits their tastes or gives the home a warm, welcoming feeling. They might also find that while the home appears to be mediocre in some areas it may feature such amenities as a pool, a recreation room, or a quiet out-of-the-way Den that they can use as an office or reading room. These types of amenities might push or even coerce a would-be buyer into becoming a buyer.

Realtor Dana Gardner is devoted to helping you find the home that satifies all your needs.

For those people who do value location and even neighborhood above all else however there are many areas within the country that offer great homes in neighborhoods that are both serene and atmospheric. While homes in a large city are popular for obvious reasons such as being close to work, close to schools, and close to shopping centers the most popular type of home with people concerned about location and neighborhood are those found in more surreal surroundings. A good example of this is St. Simons island real estate. St. Simons island real estate is a popular destination for those looking to purchase a new home in an area that boasts beautiful natural surroundings, quiet neighborhoods, and upscale and even luxurious homes. In fact waterfront properties or those located near the coast are amongst the most popular types of homes among people looking for a new home.

St. Simons Island is known for its lovely waterfront properties.

The reason why waterfront properties have remained so popular over time is because they offer homeowners a unique living experience. Not only does the coast or the beach offer a serene atmosphere but there's generally plenty of job opportunities, schools, restaurants, and even places to shop in areas near the beach. This makes living in a waterfront home something many people would love to do one day. Additionally waterfront homes are of an upscale and sometimes luxurious nature. More often than not they also sport a great deal of diverse architecture and design and so it's rare that people looking to buy a waterfront home will have any trouble finding a home that suits both their needs and wants.

Search through all St. Simons Island Waterfront Properties.

St. Simons Island real estate can provide a second excellent example of why waterfront homes are so popular. On St. Simons Island homeowners not only have access to beautiful natural surroundings and quiet living but also have access to a number of high profile country clubs and homes that sport direct access to the water. That means a homeowner on St. Simons Island and dock their boats at their home and sail directly onto the water with little effort. St. Simons Island and many other waterfront communities like it offer their residents very similar amenities and lifestyles.

The good news is that individuals and families seeking a waterfront home in today's market can take advantage of homes that are being offered far below their true market value. As previously stated many waterfront homes are of an upscale nature and generally carry a price tag to boot but those people who found these homes just slightly too expensive before hand might now actually be able to afford such a home. Waterfront communities because of their upscale nature generally offer a myriad of different schools for both children and adults to attend making these types of communities even more attractive to families.

Dana Gardner

(912) 638-7138

St. Simons Island Real Estate Specialist

Buying A Home?? Start By Filling Out This Dream Home Finder

Selling A Home?? Find Out How Much Your Home is Worth For FREE!